CCRCs
Financial Planning for CCRCs That Matches Your Lifetime Commitment
Continuing care retirement communities (CCRCs) make a unique promise: care for life. Residents pay substantial entrance fees, trusting you’ll be there through every stage of aging. Independent living today, assisted living when needed, skilled nursing if health declines. One community, one commitment, potentially decades of care.
That lifetime promise requires equally long-term financial planning for CCRCs:
- Entrance fee accounting spans years
- Refund liabilities must be managed carefully
- Multi-level revenue recognition gets complex
- Actuarial calculations determine financial health
The operating margin of a CCRC depends on balancing current operations with long-term obligations.
Most residents choosing CCRCs plan carefully for this decision. They’ve saved for years, consulted financial advisors, and chosen your community for security and peace of mind. You need CCRC financial services that honor that same level of planning and foresight.
Complete Financial Management for Multi-Level Communities
Our CCRC-Specific Services Include:
Entrance fee accounting and revenue recognition over contract life
Refundable entrance fee liability management
Multi-level care revenue tracking (IL, AL, SNF within one community)
Actuarial analysis and long-term financial projections
Healthcare benefit cost tracking and forecasting
Monthly fee billing across care levels
Resident transfer accounting between care settings
Operating margin analysis and trend monitoring
Second-person occupancy and fee adjustments
Estate settlement and refund processing
Multi-year capital planning and reserve funding
Monthly reporting for the operating margins of CCRCs
Monitor Financial Health for Long-Term Sustainability
The average operating margin of a CCRC provides important benchmarks, but your specific financial health depends on the entrance fee structure, actuarial soundness, and care level mix. We track these metrics closely to ensure you can meet obligations to current residents while planning for future growth.
Strong CCRC financial services balance today’s operations with tomorrow’s commitments. You need visibility into how entrance fees amortize over time, how care-level transitions affect revenue, and whether reserves adequately cover long-term healthcare obligations.
Plan for the Long Term
Your residents planned carefully before choosing your community. Your financial management should reflect that same commitment to their future.
